The Great Housing Rush!

 

Been thinking about selling your home?

If you’ve been thinking of selling your home, but don’t believe it is worth enough to cover what you owe, you might be pleasantly surprised. The reason? Prices have gone up significantly during the last year!

This simple fact has helped a market that only about one year ago was still bouncing off the bottom, begin the slow, but steady process of recovery. As a result, people are buying homes again.

I have a report that explains in detail why prices have gone up and why your home might be worth more than you think! The report is entitled “The Great Housing Rush,” and I believe you’ll be surprised by when you download and read the report. Once you are done, contact me today for a free market analysis.

Rob Sales
Prudential Southeast Coastal Properties
Associate Broker, CDPE Advance,
DPP, REO Specialist, CIAS
912-655-7674

Real Homeowner Story #3: A Miracle in the Form of a Red Envelope

For homeowners who are in danger of losing their home to foreclosure, it is common to feel like you are alone and that there is no one to help. This simply isn’t true. There are real people who have been in the same situation who have found solutions. Take, for example, Punipuao W. of Hawaii.

Punipuao found herself struggling to keep her home after her husband passed away.  “With only my income, I was no longer able to make my monthly mortgage payment,” she said. Faced with the prospect of losing the home she and her husband had bought together, she began looking for alternatives to help her keep the home.

 She pleaded with the bank for relief, “but their responses gave me little information and even less hope.”

 The prospect of losing the home she and her husband had shared for over 20 years was difficult. “I was so distraught,” she said. “I did not know where to turn.

 “Then, one day, my miracle came through a red envelope in the mail.”

In the envelope was a note from a local real estate agent with the Certified Distressed Property Expert designation (or CDPE). This designation meant that the agent was trained specifically to help people like Punipuao. She called the agent.

“About four hours after I made the call, he was at my door offering help. I told him my story.” In merely two days, she received a call from the bank saying that the president of the bank was reviewing her file. “That was a good sign,” she said.

A few days after that, Punipuao had been approved for a trial loan modification. “There were many tears of gratitude at the miracle that came to me in the form of my agent. I thank god for sending me that miracle.”

Punipuao’s story is just one of many. I have a report entitled “From Foreclosure to Freedom” which tells other stories of real homeowners who faced foreclosure and found relief. Download the report, read the stories, and then contact me for a free, confidential consultation.

Rob Sales
Smart Short Sales-Providing Dignified Solutions

CDPE Advance, DPP, REO Specialist, CIAS
912-655-7674

Prudential Southeast Coastal Properties - Savannah, GA   Associate Broker

 

 

 

 

 

Prudential Great Smokys Realty - Sylva, NC      Broker 

Real Homeowner Stories: It All Started with a Miscommunication

For homeowners who are in danger of losing their home to foreclosure, it is common to feel like they are alone and that no one can help. This simply isn’t true. There are real people who have been in the same situation who have found solutions. Take Lian S. of Lakewood Ohio, for example.

For Lian, her financial troubles began with a miscommunication.

Lian and her husband had just had triplets who were born extremely premature. “I was on bed rest months before they were born and they had to remain in the hospital for four months afterwards.

Despite the difficulties, they were still making their payments. “We had never been late on our mortgage since purchasing the house. Then I called my lender to push back our payment date a week or two to better align with our earning schedule,” she said.

The bank went even further, offering them a trial loan modification to help lessen their payments. “We were placed in the trial program while they processed our application for the program,” said Lian.

Unfortunately, a mixup with the paperwork at the bank caused some issues. Even though the loan modification department was processing their application, all the collections department knew was that they were making payments for less than they owed. “We were getting collections calls, but our bank told us to ignore them.”

 Then, the worst-case scenario happened. After months of processing, the bank told them that they didn’t qualify for the loan modification and that they would have to come up with the $12,000 they missed on their original payments.

 “We couldn’t come up with the money,” she said. “At that point, we realized that even though we loved this house, we’ll unfortunately need to move out.”

They had done their research and knew that a short sale was probably their best option. They sought out an agent who was knowledgeable about short sales. The agent, a CDPE®, got the foreclosure proceedings halted immediately. “She was an expert in the field of short sales and knew all the ins and outs,” said Lian.

The agent sold the house and Lian and her husband feel grateful. “We try and look at the positives,” she said. “We got out of the shadow of the bank and foreclosure, and we have three healthy children. Beyond this, we just let the negative roll off of our backs.”

Lian’s story is just one of many. I have a report entitled “From Foreclosure to Freedom” which tells other stories of real homeowners who faced foreclosure and found relief. Download the report, read the stories, and then contact me for a free, confidential consultation.

Rob Sales
Smart Short Sales-Providing Dignified Solutions

CDPE Advance, DPP, REO Specialist, CIAS
912-655-7674

Prudential Southeast Coastal Properties - Savannah, GA   Associate Broker

 

 

 

 

 

Prudential Great Smokys Realty - Sylva, NC      Broker 

 

   

Smart Short Sales is Expanding!

That's right, we're expanding! 

 

North Carolina holds a special place in my heart...there's no place like home!  I was born and raised in Western Carolina, specifically Brevard.  I attended Western Carolina University and played football for the Catamounts.   I became a school teacher right out of college, married my high school sweetheart and acquired my first real estate license in 1972.  Life has taken me all over our great country--even all the way to Alaska!

For the last several decades, I have resided in Georgia, but I have remained attached to my roots in North Carolina as well.  The housing crisis we are experiencing in this country is widespread.  I feel I offer invaluable resources, including my own personal experience, in helping people find a dignified solution to their own housing crisis.

I am proud to continue to represent Prudential Real Estate from the Prudential Great Smokys Realty group in Sylva, North Carolina as a licensed broker. I will continue working in Savannah, Georgia as well! The housing crisis is far from over, and statistics tell us that 2013 will be a big year for homes entering foreclosure status. As an Advanced Certified Distressed Property Expert, I am qualified to help you or someone you know avoid foreclosure. The latest reports from RealtyTrac show us that Bryson City is well below the national average for foreclosure rates, but since the end of 2012 has seen significant increase in foreclosure filings.

Please don't hesistate to contact me for more information on how I can help you find a dignified solution!

Rob Sales
Smart Short Sales-Providing Dignified Solutions
CDPE Advance, DPP, REO Specialist, CIAS
(912) 655-7674

Broker, Prudential Great Smokys Realty (Sylva, North Carolina)

Associate Broker, Prudential Southeast Coastal Properties (Savannah, Georgia)